Terms

Terms of service,
in a page.

ElderCareAtlas is published for informational use. It is not legal advice. Reading the site does not create an attorney-client or planner-client relationship.

Use of the site

The content on ElderCareAtlas is provided for general informational purposes. Medicaid rules, penalty divisors, CSRA/MMMNA figures, home-equity limits, and estate-recovery policies vary by state and change over time. Before acting on any information here, verify against your state's current Medicaid manual and — for anything consequential — consult a licensed elder-law attorney or Certified Medicaid Planner in your state.

No legal advice

Nothing on this site is legal advice. We are not your lawyer. We do not have a duty of confidentiality to you. Reading an article does not create an attorney-client relationship.

No guarantee of outcomes

Medicaid applications are adjudicated by state caseworkers following state policy and sometimes state case law. We describe the general framework; the actual outcome of any application depends on the specific facts, the state, the caseworker, and the timing. We make no guarantee that a planning strategy described here will be accepted in your jurisdiction.

Attorney and CMP referrals

When you use the attorney-match or CMP-match tool, ElderCareAtlas is a connector, not a party to the resulting engagement. The professional you engage is responsible to you directly under their own engagement agreement.

Limitations of liability

To the extent permitted by law, ElderCareAtlas and its publisher iSimplifyMe are not liable for decisions made based on site content. Always verify with licensed counsel.

Last updated: 2026-04-24